Check out the Lady Panthers’ reaction to their first-ever NCAA tournament bid. Priceless:

Laura Leach ‘95 is working as a Peace Corps volunteer in Uganda. She is sending updates to KWConnect about her experiences in Africa. Click here to read her story from the beginning.
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VSLA
During our pre-service training, two volunteers came to talk to us about a program called VSLA which stands for Village Savings and Loan Association. This program is designed to give people who live in a rural area and do not have easy access to formal financial institutions the opportunity to save money and borrow money.

Here’s how it works: around 30 people get together, buy a metal box with three places to lock it, and meet regularly to save money and give out loans to group members from their savings. There is a separate fund that members contribute to weekly that exists for emergencies that pop up such as sickness or death in the family. Loans taken from this emergency fund are not charged interest. Members choose a base amount for savings, which we call their share value. Then at each meeting, members are supposed to save from one to five shares per meeting.

The good things about the program are that it encourages savings in a culture that typically does not save, it gives members access to loans that they can put into business ventures, the interest paid on loans stays within the group rather than going to a bank and it is self-managed. I was pretty much sold on the concept by the time the volunteers left our training session, so I was excited when the women of Nagongera mentioned that they wanted to learn how to save.

The Toolkit
Despite the good sales pitch by Josh and Eric, I was still nervous starting the VSLA. The last thing you want to do is start a project that flops, especially when you are dealing with someone’s hard-earned money. The toolkit consists of the metal box, three locks, 30 passbooks, two bowls, ink pens, a record keeper journal, an ink stamp pad, a bottle of ink, a stamp and a ruler. It all costs 90,000 shillings (about $45), so I was worried about the women having the money to get started.

A standard VSLA box kit

I quickly discovered that my worries were unfounded. These women were serious about saving. They had their money collected for the box kit and all of the members recruited and in place at our first meeting. The first few meetings you have, nobody saves, because you are training and setting up the VSLA. At each of those first few trainings, the members were so eager to start saving. They elected officers, and soon saving was underway. I came to all of the meetings I could make during the first few months, but soon the women needed very little guidance from me.

Next time: A big move … and VSLAs expand!

Laura Leach ‘95 is working as a Peace Corps volunteer in Uganda. She is sending updates to KWConnect about her experiences in Africa. Click here to read her story from the beginning.
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Another False Start
The second false start came when the women said they were interested in being trained in poultry keeping. There is an organization in Uganda called the National Agricultural Advisory Services (NAADS); their sole purpose is to educate and support Ugandans regarding agricultural practices. I went to the Nagongera sub-county offices and met with the NAADS officers and asked them if they would conduct a training for the women in Nagongera on raising poultry as an income generating activity. The NAADS officers agreed and said they would make sure to spread the word that there would be a training.

I had notified my “counterpart” at MIFUMI to let her know when the training would take place, but somehow wires were crossed, and a domestic violence advisor training session was scheduled for the same time as the poultry training. This meant that the two women that I counted on to help me with translations would be gone, and Hellen, who was also very helpful, would have to be at the Advice Center and also could not attend the poultry training. I was disappointed by this but still felt optimistic about the training.

Food and Payment
The morning of the scheduled session, I went to the office. When the women began showing up for the training, they were asking where the food was. One of the local officials came and told me the women were hungry, and that I should provide some food. Well, there was a budget of zero for this event, but I hopped on my bike and rode down the street and bought a bag of chapattis for the women. They were quickly gone, and as more and more women arrived, the same official told me we needed more. I told her the food was only for people who showed up on time, and we needed to go ahead and start with the training.

It wasn’t that simple though. The two men from NAADS asked me for their money. Um, what money? It turned out they wanted me to pay a “facilitation fee.” This was news to me, since when I arranged for the training no one mentioned any sort of fee, and providing advice to their community members regarding agricultural practices was precisely what their job was suppose to be.

I was angry, frustrated, and near tears, but with over 100 women who had traveled quite far waiting for a training, I agreed to pay their fee. Being the nice guys that they were, they agreed to give me a “discount” since no one had mentioned the fee prior to the event.

What Did He Just Say?
I’d like to say the money was well spent, but the men seemed ill prepared. The training was in dhopadhola, so I didn’t know what was being said most of the time except for the brief summaries the men would say to me. I do know at one point the guys were talking about sex instead of poultry, so I think it is probably best that I couldn’t follow most of what was being said.

After they finished, the men asked me to pay them in the privacy of their office, which just made the whole encounter feel even creepier. They were all smiles and handshakes and told me to let them know if I needed them for any future training.

At this point, I was down, but not quite out. I had one more idea before I was going to throw in the towel … and this one was a winner!

Here’s the Owensboro video referenced in the post below — it’s produced by the Greater Owensboro Economic Development Corporation and highlights Owensboro’s colleges. Good stuff: